– Grant Homes: Gainfully employed, low-income families may qualify for a Grant Home, which the foundation sells at below market value with a low interest loan (roughly 2% below 30 year mortgage rates). Should the homeowner later sell, the foundation participates in the appreciation at the time of sale.
– Transitional Housing: There is a shortage of transitional housing yet those at greatest risk need attention to treat the underlying causes while building within them the strong values they need to succeed in life. The foundation may own transitional housing and partner with other non-profit organizations to provide services that promote self-reliance. This could include transitional housing for the homeless population, individuals recovering from drug addiction, those reentering society after serving a prison sentence or assisting battered spouses to transition into a safe environment.
– Workforce Housing: Since affordability has become such a large issue, the foundation may own workforce housing either within a standard neighborhood or as stand-alone communities. Residents who participate in Financial Self Reliance Workshops and pay rent on-time may receive discounts of up to 10% from market rates.